Bad credit?
I'll fix it.
I fix credit reports. Collections, late payments, all of it. You get a clean report and the approvals that come with it.
También te ayudamos en español.
Reclaim Your Credit. Rise Above The Rest.
Five steps. That's it.
Sign Up
Click my link and create your IdentityIQ account. Takes 2 minutes. This lets me pull your full credit report.
Sign Up HereFree Consultation
I go through your report with you. I tell you what I can fix, what it costs, and how long. No strings.
I Dispute Everything
Collections, late payments, inquiries. If it shouldn't be there, I challenge it with all three bureaus.
You See Progress
I keep you updated every step. You'll see items dropping off and your score going up.
You Get Approved
House, car, apartment, business loan. That's the goal and that's where we're headed.
Why hire me vs. doing it yourself?
You could try on your own. Or you could let someone who does this every day handle it.
| Credit Monze | DIY | Do Nothing | |
|---|---|---|---|
| Disputes filed for you | ✓ | ✗ | ✗ |
| All 3 bureaus covered | ✓ | Maybe | ✗ |
| Progress tracking | ✓ | ✗ | ✗ |
| Know the law (FCRA) | ✓ | ✗ | ✗ |
| Time investment from you | 5 min | 20+ hrs | 0 |
| Average score increase | 150+ pts | Varies | 0 |
| Cost | Quote after review | Free | Free |
| Results timeline | 30-90 days | Months | Never |
My clients got approved.
New keys, new cars, new starts.
Don't take my word for it.
“I didn't think I'd ever get a house. Five months later I had the keys. For real.”
“They got 14 things off my report. Kept me in the loop the whole time. No BS.”
“I thought my credit was done. Turns out I just needed somebody who actually knows what they're doing.”
“Went from getting denied for a basic card to pre-approved for 350K on a house. That's all I gotta say.”
*Results not typical. Individual results vary.
Got questions?
Yes. You have the legal right to dispute anything inaccurate on your credit report. That's federal law (FCRA). I use that law to fight for you.
Depends on your situation. Some people see stuff come off in 30 days. Others take a few months. I work every round until it's done.
I give you a quote after looking at your report. No hidden fees, no surprises. You know the price before I start.
No. Disputing wrong info on your report doesn't hurt your score. Getting stuff removed usually helps it.
If I got it removed and it shows up again, I dispute it again. No extra charge.
Sign up for IdentityIQ with my link. That's it. I handle the rest.
Sí. Te podemos ayudar en español. Mándame un texto con la palabra CREDIT al 956-537-4673 y te contesto.
Let's get your
credit right.
Click the link, make your account, and I'll take it from there. Free to sign up, free consultation. You got nothing to lose.
También hablamos español. Mándanos un texto.