Bad credit?
I'll fix it.
I fix credit reports. Collections, late payments, all of it. You get a clean report and the approvals that come with it.
También te ayudamos en español.
Reclaim Your Credit. Rise Above The Rest.
Three steps. That's it.
I Handle The Rest
I review your full report, dispute inaccurate items with all 3 bureaus, keep you updated as things get removed, and work every round until you get approved.
- Review your full report
- Dispute with all 3 bureaus
- Keep you updated on progress
- Work until you get approved
Why hire me vs. doing it yourself?
You could try on your own. Or you could let someone who does this every day handle it.
| Credit Monze | DIY | Do Nothing | |
|---|---|---|---|
| Disputes filed for you | ✓ | ✗ | ✗ |
| All 3 bureaus covered | ✓ | Maybe | ✗ |
| Progress tracking | ✓ | ✗ | ✗ |
| Know the law (FCRA) | ✓ | ✗ | ✗ |
| Time investment from you | 5 min | 20+ hrs | 0 |
| Average score increase | 150+ pts | Varies | 0 |
| Cost | Quote after review | Free | Free |
| Results timeline | 30-90 days | Months | Never |
My clients got approved.
New keys, new cars, new starts.
Don't take my word for it.
“I didn't think I'd ever qualify for a house. Five months later I had the keys. I recommend them to everyone.”
“They got 14 negative things off my report. Always kept me informed. Very professional.”
“I thought my credit was beyond fixing. I just needed someone who actually knows what they're doing.”
“I was getting denied for a basic card. Now I'm pre-approved for 350K on a house. That says it all.”
*Results not typical. Individual results vary.
Got questions?
No. You have the legal right to dispute anything inaccurate on your credit report. That's federal law (FCRA). I use that law to fight for you.
Depends on your situation. Some people see stuff come off in 30 days. Others take a few months. I work every round until it's done.
I give you a quote after looking at your report. No hidden fees, no surprises. You know the price before I start.
No. Disputing wrong info on your report doesn't hurt your score. Getting stuff removed usually helps it.
If I got it removed and it shows up again, I dispute it again. No extra charge.
Sign up for IdentityIQ with my link. That's it. I handle the rest.
Sí. Te podemos ayudar en español. Mándame un texto con la palabra CREDIT al 956-537-4673 y te contesto.
Let's get your
credit right.
Click the link, make your account, and I'll take it from there. Free to sign up, free consultation. You got nothing to lose.
También hablamos español. Mándanos un texto.